Cheap auto insurance?

KwlAznKid · 05-01-2013, 04:36 PM

I'm searching for a cheap auto insurance policy, currently i'm with state farm but my rate's skyrocketing due to well... tickets and such, i'm looking for more of a budget insurance company, I've tried esurance/progressive/famers all the ones you see on tv, and they are charging me a lot.

I don't mind a smaller more budget friendly company, does anyone have any suggestions?

thanks,
Jon

KingOfJericho · 05-01-2013, 04:46 PM

The larger companies are often those with lower rates. Tickets and such are going to get you high rates everywhere. GEICO looks at your record for the previous five years while most others only look at three. I found Allstate to be more reasonable than most but will be moving to State Farm soon because of the multiline discount. Bottom line is that with tickets on your record, you are high risk.... to everyone.

KwlAznKid · 05-01-2013, 04:53 PM

Quote:

Originally Posted by KingOfJericho

The larger companies are often those with lower rates. Tickets and such are going to get you high rates everywhere. GEICO looks at your record for the previous five years while most others only look at three. I found Allstate to be more reasonable than most but will be moving to State Farm soon because of the multiline discount. Bottom line is that with tickets on your record, you are high risk.... to everyone.

yea figured, lol

thanks for your insight though

Dkhan23 · 05-01-2013, 05:18 PM

Cheap and Insurance should never be in the same sentence

kits135i · 05-01-2013, 05:27 PM

Wawanesa is the cheapest I have ever used that is good. California and Oregon only. If you want the base insurance just so you are "legal" in California you can look at Freeway or The General. But those are pretty bad if anything happens from what I was told.

Wawanesa was crazy cheaper for me. I went around to everywhere when I got tired of All State. Then I found Wawanesa. What I was paying and getting quoted for 6 months I got Wawanesa whole year with more coverage. Saved more than half! I call around every couple of years and soon as I say I am with Wawanesa I am always told we cannot compete and they end the quote process.

05-01-2013, 04:36 PM	#1
KwlAznKid Brigadier General 381 Rep 3,037 Posts Drives: BMW/MERCEDES/PORSCHE Join Date: Jun 2005 Location: Los Angeles/Fremont USC/UCSD Alum iTrader: (6)	Cheap auto insurance? I'm searching for a cheap auto insurance policy, currently i'm with state farm but my rate's skyrocketing due to well... tickets and such, i'm looking for more of a budget insurance company, I've tried esurance/progressive/famers all the ones you see on tv, and they are charging me a lot. I don't mind a smaller more budget friendly company, does anyone have any suggestions? thanks, Jon __________________ BMW E93 M3 / Mercedes Benz W209 CLK500 BMW E64 650I(sold) / BMW E92 328I(sold) / BMW E46 M3(sold) / BMW E92 335I(sold) Porsche 996 911 C2(sold) / BMW E46 325CI(totaled)
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05-01-2013, 04:46 PM	#2
KingOfJericho Major General 2458 Rep 7,341 Posts Drives: Yes Join Date: Aug 2007 Location: CT iTrader: (1) Garage List 2010 135i Coupe [5.26]	The larger companies are often those with lower rates. Tickets and such are going to get you high rates everywhere. GEICO looks at your record for the previous five years while most others only look at three. I found Allstate to be more reasonable than most but will be moving to State Farm soon because of the multiline discount. Bottom line is that with tickets on your record, you are high risk.... to everyone. __________________ The views and opinions expressed in this post are those of the author and do not necessarily reflect the official policy or position of Bimmerpost. 2018 Jeep Grand Cherokee High Altitude Hemi \| 2010 S4 Sold \| 2010 BMW 135i Retired \| 2006 Lotus Exige Sold
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05-01-2013, 05:18 PM	#4
Dkhan23 Banned 75 Rep 359 Posts Drives: BMW Join Date: Jan 2013 Location: Canada/USA iTrader: (0)	Cheap and Insurance should never be in the same sentence
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05-01-2013, 05:27 PM	#5
kits135i Private First Class 12 Rep 145 Posts Drives: Coming Soon Join Date: Feb 2013 Location: San Diego iTrader: (1)	Wawanesa is the cheapest I have ever used that is good. California and Oregon only. If you want the base insurance just so you are "legal" in California you can look at Freeway or The General. But those are pretty bad if anything happens from what I was told. Wawanesa was crazy cheaper for me. I went around to everywhere when I got tired of All State. Then I found Wawanesa. What I was paying and getting quoted for 6 months I got Wawanesa whole year with more coverage. Saved more than half! I call around every couple of years and soon as I say I am with Wawanesa I am always told we cannot compete and they end the quote process.
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