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      05-31-2011, 01:58 PM   #1
richardbb85
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18yr old with permitt

can he buy a car and insurance?
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      05-31-2011, 02:00 PM   #2
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would venture to say yes since i've heard of people buying cars with no license. same with insurance; don't think license is required either.
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      05-31-2011, 02:02 PM   #3
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yes, as long as there is a state issue form of photo identification.

There may be a couple states that require an actual license, but I know that many (most?) only require a state issue form of identification to do a title transfer.

He can NOT however buy his own insurance, and that's where things would get tricky. And he would not be able to register the car either.

So in short, he can OWN the car, but he can't do anything with it besides having it sit in a garage if his name is the only name on the title.
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      05-31-2011, 02:04 PM   #4
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Quote:
Originally Posted by Kroy View Post
would venture to say yes since i've heard of people buying cars with no license. same with insurance; don't think license is required either.
He would be able to be put on a parents insurance, but he could not buy his own policy.
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      05-31-2011, 02:28 PM   #5
richardbb85
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my cousin is here for school, his parents are still back in asia. he secretly bought an audi s4 and always park few blocks away from my parent house(he is living with them). money is no issue for him but he is a complete jackass. i just dont get how he was allowed to purchase a car and i hope he has insurance.......
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      05-31-2011, 02:58 PM   #6
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Originally Posted by Freakazoid View Post
He would be able to be put on a parents insurance, but he could not buy his own policy.
i was just thinking of all those radio commercials where they say they can insure you even if you don't have a license.
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      05-31-2011, 05:44 PM   #7
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Quote:
Originally Posted by richardbb85 View Post
my cousin is here for school, his parents are still back in asia. he secretly bought an audi s4 and always park few blocks away from my parent house(he is living with them). money is no issue for him but he is a complete jackass. i just dont get how he was allowed to purchase a car and i hope he has insurance.......
So will he take the car back to Asia with him or sell it to a dealer when he has to go? Lol that's pretty cool actually.
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      05-31-2011, 05:52 PM   #8
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Quote:
Originally Posted by richardbb85 View Post
my cousin is here for school, his parents are still back in asia. he secretly bought an audi s4 and always park few blocks away from my parent house(he is living with them). money is no issue for him but he is a complete jackass. i just dont get how he was allowed to purchase a car and i hope he has insurance.......

he's here on a visa? that completely changes things and can't really speak to that
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      05-31-2011, 07:47 PM   #9
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I don't know about anywhere else but when I went to buy my car they needed a valid drivers license.
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      05-31-2011, 07:49 PM   #10
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Yes he can in Virginia and Maryland the age to enter into a legal contract is 18. He can finance and get insurance in his own name, It wont be cheap though
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      05-31-2011, 08:11 PM   #11
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Yes he can in Virginia and Maryland the age to enter into a legal contract is 18. He can finance and get insurance in his own name, It wont be cheap though
What he said.

Tell your cousin to find a local insurance broker in your area and he can have insurance on the same day once he makes a payment to the broker.
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      05-31-2011, 08:32 PM   #12
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Yes he can in Virginia and Maryland the age to enter into a legal contract is 18. He can finance and get insurance in his own name, It wont be cheap though
the legal contract has absolutely nothing to do with insurance. Insurance requires a license. Yes you can get insurance for it sitting in your garage, but that's not legal to be on the road and for all intents and purposes is not road legal insurance.

Again as I'm assuming he's on a visa this changes things entirely. More than likely he doesn't even need united states insurance, depending on the particulars
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      05-31-2011, 08:41 PM   #13
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Quote:
Originally Posted by Freakazoid View Post
the legal contract has absolutely nothing to do with insurance. Insurance requires a license. Yes you can get insurance for it sitting in your garage, but that's not legal to be on the road and for all intents and purposes is not road legal insurance.

Again as I'm assuming he's on a visa this changes things entirely. More than likely he doesn't even need united states insurance, depending on the particulars

It doesnt matter if he has Visa. The vehicle is in his name and he has US Drivers Permit. By law he has to have car insurance and he can get one, but it will cost him a lot more.

If he was under 18, he would need a co-signer, because minors cant enter in to any ( or limited) contract legally.


I'm guessing he has temp tags, thus he will need insurance to get state tags from VA.
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      05-31-2011, 09:25 PM   #14
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Quote:
Originally Posted by Freakazoid View Post
he's here on a visa? that completely changes things and can't really speak to that
yea he is on visa
Quote:
Originally Posted by KGB7 View Post
What he said.

Tell your cousin to find a local insurance broker in your area and he can have insurance on the same day once he makes a payment to the broker.
he still thinks no one knows about his car. to be honest, none of us like him at all......ever since he got a gf, it pretty much ruined his life. she is only 17, high maintance like a gold digger bitch....check this out, he already spend 60-80g as of now from jan ALL on her n himself.
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      05-31-2011, 09:32 PM   #15
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Quote:
Originally Posted by richardbb85 View Post
he still thinks no one knows about his car. to be honest, none of us like him at all......ever since he got a gf, it pretty much ruined his life. she is only 17, high maintance like a gold digger bitch....check this out, he already spend 60-80g as of now from jan ALL on her n himself.

Then why do you care what he does and if he has insurance or not? Let him be and let him do what ever he wants.
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      05-31-2011, 09:58 PM   #16
richardbb85
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welll....my parents is his legal guardian....i dont want him f up outside and bring them troubles......
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      05-31-2011, 10:05 PM   #17
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Quote:
Originally Posted by richardbb85 View Post
welll....my parents is his legal guardian....i dont want him f up outside and bring them troubles......
If you dont want him to bring your parents troubles, then your parents need to be aware of the current situation. Other wise, if shit hits the fan then your cousin will tell your parents you knew about this and your parents will cook your ass like fried rice for not telling them the truth.

Or even if your parents or his parents find out that your cousin has a car and you knew about it but didnt tell them, your ass still gets fried on open fire.


Either way, no matter how you slice it, you are in the middle of some nasty shit i wouldnt want to be in.


Tell your cousin to get insurance and from this point on you will not cover his ass for any reason. And if your parents ask you about it, tell him you will tell them the truth.

Trust me, ive been around Asian families long enough to know your ass is going down soon or later.

Good luck buddy.
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      06-01-2011, 07:33 AM   #18
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Quote:
Originally Posted by Freakazoid View Post
the legal contract has absolutely nothing to do with insurance. Insurance requires a license. Yes you can get insurance for it sitting in your garage, but that's not legal to be on the road and for all intents and purposes is not road legal insurance.

Again as I'm assuming he's on a visa this changes things entirely. More than likely he doesn't even need united states insurance, depending on the particulars
I guess it depends on your state, a permit is considered a license in MD,VA.
It has restrictions but it is still a license.
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