[dreamingat30fps]

Originally Posted by infamousdiz

I want to spend it on me. I pay alot in taxes too but its child care that upsets me the most

Cant you sell the kids? Don't they go for big $$ somewhere? Could get a lot of shit for el numero uno!

[EL Jeffe 5]

Originally Posted by infamousdiz

I want to spend it on me. I pay alot in taxes too but its child care that upsets me the most

lol sounds like we have a lot in common
Now I know most people pay taxes but it feels like I get F#$%ed by IRS every year more and more

[crankestein]

I dont feel sorry at all, you should have figure that out before having them.

Although will give you some words of encouragement, who am I to judge...

[BigDog]

Originally Posted by Mywifes335

We sent our son to the Summit, NJ daycare from the ages of 8 months through 3.5 years old. It was a great experience for him and set him ahead of other kids in his pre-K from a socialization standpoint. The downside is that it cost $1700/month. As he got older, it became cheaper at $1500/month. We now have boy #2 and he'll probably go to daycare too. We had since moved so he won't be able to go to the same daycare unless my wife takes him with her on the way to work.

I feel your pain. If both kids were in the same daycare it would've cost $3k+/month. And the daycare tax credit is BS, little to no benefit.

Was this St. Andrews? I'm looking to send my nephew to this...

[infamousdiz]

Originally Posted by dreamingat30fps

Cant you sell the kids? Don't they go for big $$ somewhere? Could get a lot of shit for el numero uno!

Crosses your mind every so often

[jtodd_fl]

Originally Posted by infamousdiz

Crosses your mind every so often

Sell them whole or part them out? Hmmm...

[infamousdiz]

Originally Posted by crankestein

I dont feel sorry at all, you should have figure that out before having them.

Although will give you some words of encouragement, who am I to judge...

i need you to feel bad for me, hold my hand through this hell of a journey. do you understand how insecure i feel driving a 4 year old X5, might as well mow my own lawn maybe even clean my own home.....these thoughts are disturbing. next thing you know I actually treat the help with respect and have to get dirty with the peasants.
Camping for infamousdiz is the marriott with the windows open.

On a real note nothing prepares you for kids. i never said i can't pay child care i just do not like to pay it. I don't mind paying my federal taxes but my state taxes are bullshit.

[infamousdiz]

Originally Posted by jtodd_fl

Sell them whole or part them out? Hmmm...

What yields a higher return?, I fire blanks now so these kiddos are a finite resource

[Alfisti]

Originally Posted by EL Jeffe 5

lol sounds like we have a lot in common
Now I know most people pay taxes but it feels like I get F#$%ed by IRS every year more and more

The mis-management in your country astounds me. The health care and university costs are ludicrous. Yes, i know they are not "free" here or back home in OZ as the tax base is higher but still, you guys seem to piss away a lot of money on these two big sticker items.

[M3 Esq]

Originally Posted by infamousdiz

No, we do not hurt for money but I don't like paying for daycare, i get no value from it. She makes 6 figures. and that 2k could be a new X5M and then some

I'm not sure how you can say you get no value from someone watching your kids and keeping them safe while you're at work. That's priceless actually. Can you imagine watching someone else's kids all day? Those people are saints, you're lucky to have them.

I have one in preschool and one in daycare and our childcare expenses are over $2k per month. My kids are going to public school so these expenses are only temporary. We don't complain about it. It's the cost of doing business.

I like my cars too but we've had to downsize in that area. That's just what you do. No one said this was easy. Hang in there.

[ASBSECU E93]

^How much is a gallon of gas in canada again?!?!

[Mywifes335]

Originally Posted by BigDog

Was this St. Andrews? I'm looking to send my nephew to this...

YMCA TLC - The Learning Circle in Summit, NJ. Incredible school.

Note: the tuition for infants is actually close to $1900/mo but it'll come down to $1700 then $1500 for pre-K, if I recall correctly.

[Joekerr]

Originally Posted by ASBSECU E93

^How much is a gallon of gas in canada again?!?!

We go by litres up here - we don't subscribe to your imperial ways. #hipsters

[infamousdiz]

Originally Posted by M3 Esq

I'm not sure how you can say you get no value from someone watching your kids and keeping them safe while you're at work. That's priceless actually. Can you imagine watching someone else's kids all day? Those people are saints, you're lucky to have them.

I have one in preschool and one in daycare and our childcare expenses are over $2k per month. My kids are going to public school so these expenses are only temporary. We don't complain about it. It's the cost of doing business.

I like my cars too but we've had to downsize in that area. That's just what you do. No one said this was easy. Hang in there.

I long for the day where he starts kindergarten. Working professionals takes its toll on families. Cycle, drop off, pick up cook clean sleep work. I watch the 1 year old 2 days a weeks, so i get the ripping hair out, I also squeeze in average of 20Hours of OT a week too, she works 50 depending on patient load and there is always take home charting to do

[wrickem]

Originally Posted by dreamingat30fps

Cant you sell the kids? Don't they go for big $$ somewhere? Could get a lot of shit for el numero uno!

My advice to anybody expecting their first child is "sell it to finance the next one". When child #1 turns 18, they will come and find you anyway, so you really didn't "sell" it, which makes baby selling perfectly legal.

Just make sure you do it right away, they are very easy to get attached to even though they are self-centered and sometimes kind of mean.

[jtodd_fl]

Originally Posted by Joekerr

We go by litres up here - we don't subscribe to your imperial ways. #hipsters

That doesn't mean that a gallon ceases to exist at the border. Do you guys do math there, or have you rejected that too?

(I fucking hate emoji's but that sounded super aggressive without one and I don't want to hurt any Canadian feelings.)

See... had to do it again...

[John 070]

Originally Posted by Mywifes335

Man, start saving for college yet? We have, but not sure if we'll have $500k liquid in 13-18 years set aside just got college.

Been saving for our 5 year old and still in 5 figures....

It's not pretty--the unreal rate of appreciation is the killer.

Back in 2013, I calculated that without aid, that $1,600/mo. needs to be saved from the hospital ride home, through age 22. Now you add that to daycare and it's $3,000/mo. from the hospital ride home through age 5, then down to $1,600/mo. plus after care.

Honestly, the 1%'ers can do the above, but how much you wanna bet they'd rather spend it on the latest new car they leased, etc.?

[John 070]

Originally Posted by wrickem

My advice to anybody expecting their first child is "sell it to finance the next one". When child #1 turns 18, they will come and find you anyway, so you really didn't "sell" it, which makes baby selling perfectly legal.

Just make sure you do it right away, they are very easy to get attached to even though they are self-centered and sometimes kind of mean.

One thing to keep in mind, we were offered $250k for our child when he was born. Now that he's 29 mos., the price is only $22k. You have to act fast before they're toddlers.

THAT WAS A JOKE, BEFORE ANYONE SENDS THE FEDS OUT.

But, no joke our son has started modeling and the money goes into his UGMA. And he is 29 mos. There is no way in h*** a parent can just wait until age 18, and "figure it out," as far as college is concerned.

[Mywifes335]

Originally Posted by John 070

It's not pretty--the unreal rate of appreciation is the killer.

Back in 2013, I calculated that without aid, that $1,600/mo. needs to be saved from the hospital ride home, through age 22. Now you add that to daycare and it's $3,000/mo. from the hospital ride home through age 5, then down to $1,600/mo. plus after care.

Honestly, the 1%'ers can do the above, but how much you wanna bet they'd rather spend it on the latest new car they leased, etc.?

That's why I stress. I'm not a 1%er... I think something like 7-8%, haha...which is a HUGE difference from 1%-ers. Just a regular working stiff.

[Mr Tonka]

Originally Posted by jtodd_fl

That doesn't mean that a gallon ceases to exist at the border. Do you guys do math there, or have you rejected that too?

(I fucking hate emoji's but that sounded super aggressive without one and I don't want to hurt any Canadian feelings.)

See... had to do it again...

Must remember to use emoji's every time i reply to you.

[ASBSECU E93]

Originally Posted by jtodd_fl

That doesn't mean that a gallon ceases to exist at the border. Do you guys do math there, or have you rejected that too?

(I fucking hate emoji's but that sounded super aggressive without one and I don't want to hurt any Canadian feelings.)

See... had to do it again...

It's ok - Canadians are used to being 2nd.....or 5th....

Apparently - they are thick skinned

[infamousdiz]

Originally Posted by John 070

It's not pretty--the unreal rate of appreciation is the killer.

Back in 2013, I calculated that without aid, that $1,600/mo. needs to be saved from the hospital ride home, through age 22. Now you add that to daycare and it's $3,000/mo. from the hospital ride home through age 5, then down to $1,600/mo. plus after care.

Honestly, the 1%'ers can do the above, but how much you wanna bet they'd rather spend it on the latest new car they leased, etc.?

One good thing is my parents set up an account for my kids and it has quite a few duckets for their young age.

Did you know if your child gets accepted to harvard (maybe all the ivy leagues?) that they do a means test and you only pay what they think is fair (what you can afford...thats what 16 billion endowment can do), my co-workers kid was a track star and super smart he only pays 11k a year for harvard with room and board. Moral of the story...kids need to go to harvard....I should start to play the lottery