[spazzyfry123]

Originally Posted by BayMoWe335

I don't know, what's the point of anything on the Internet? I'm just giving you the reality that 675 is bad and the decision to borrow at 10% was ridiculous.

You are giving the impression you have your finances in order, but my sense is you don't and there is a reason you took the rate that you haven't disclosed.

Source: Years of experience.

OP may be young. Sounds to me that he doesn't have "bad" credit, just that he's building it.

[MrGatsby]

Originally Posted by BayMoWe335

I don't know, what's the point of anything on the Internet? I'm just giving you the reality that 675 is bad and the decision to borrow at 10% was ridiculous.

You are giving the impression you have your finances in order, but my sense is you don't and there is a reason you took the rate that you haven't disclosed.

Source: Years of experience.

I am giving you the impression I have my finances in order because I now do. Your years of experience had to come from learning from mistakes, correct?

Source: Lack of experience