| 02-22-2008, 05:09 PM | #1 |
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Cheap Insurance: any down side?
Is there any downside to a cheaper insurance?
It seems like some other less popular insurance companies(non-allstate/farmers, etc) sometimes offer cheaper insurance premium. Im paying way too much for my insurance(farmers) and I was going to try some other insurance companies. any advice?
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| 02-22-2008, 05:37 PM | #2 |
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might help a bit more if you list a few examples of those "cheaper" insurance companies.
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| 02-22-2008, 06:28 PM | #4 |
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How is Mercury Insurance? I have AAA currently and they're quoting me $2,700+ for a full year. Mercury Insurance is only quoting $805/6 months so that's $1,610 for the full year. That's an $1,100 savings. Which is great, but I never heard of anyone using Mercury. Anyone have any input? Thanks in advance.
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| 02-22-2008, 06:59 PM | #5 |
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Seriously, pay a little more and get that piece of mind that when you need them, they actually help you. I had a soldier that went for the cheap insurance company. He completely totalled his car and when he went to see them, they werent there anymore. The office was empty.
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| 02-22-2008, 08:23 PM | #8 | |
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| 02-22-2008, 08:39 PM | #10 | |
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Quote:
State Farm (31st largest company on the Fortune 500 - $60 billion in yearly revenue) Allstate (61st largest company on the Fortune 500 - $36 billion in yr. revenue) Geico (part of Berkshire Hathaway which is #12 on the Fortune 500 - $11 billion in yr. revenue according to BH's annual report) Yes State Farm and Allstate sell more then just auto but in State Farm's case, auto premiums account for 63% of their premium revenue. A good quarter for State Farm is a good YEAR for Geico. Compared to the big boys, they're a smaller fish in the pond. |
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| 02-23-2008, 03:14 PM | #11 |
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^^^
holy hell! thats good shit to know! i never thought they were so small in comparison. thanks for filling me in. thats really good to know. ohh and russ... i rock colfire bee-atch!
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