View Poll Results: As a new M3 buyer, my annual income is... | |||
sub $50,000 | 33 | 9.68% | |
$50-65k | 25 | 7.33% | |
$65-80k | 35 | 10.26% | |
$80-90k | 16 | 4.69% | |
$90-110k | 29 | 8.50% | |
$110-150k | 49 | 14.37% | |
more than $150k | 154 | 45.16% | |
Voters: 341. You may not vote on this poll |
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02-09-2008, 03:07 PM | #155 | |
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alot of us feel the war is bad, and was avoidable...precipitated by lies... you know absolutely nothing about me...but I'll share a bit: US Army Officer for 6 years, 82nd Inf Div (ABN) & 1/75th Inf Rgt (Ranger) practicing engineer believe in the death penalty, as long as it's applied uniformly/fairly believe in a balanced budget NRA lifetime member, and carry a gun legally when I feel the need against abortion, but it's not my choice, it's hers... anything else you want to know before you internet judge me? |
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02-09-2008, 04:36 PM | #157 | |
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civil and maybe mechanical are the only two engineering disciplines that really need PE license. technically, a professional is anyone displaying a good set of manners in business environment. same goes for engineers. there are people in my field who have 30 years of ChE experience without PE license. they are by any definition professionals. in my opinion, while trust is definitely earned, you also need to have a littlebit beyond just a contract. rigid management breeds passive-aggressive employees. seen it over and over again in my measly 7 years of experience. |
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02-09-2008, 04:58 PM | #158 | |
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"tax cuts for the wealthiest, bad" While I *emotionally* agree w/ you, as a professional economist I can't agree w/ this statement - much as I desire to! For one: the top 1% (so let's assume this percentile equates to "wealthy") pay more taxes as a % / GDP than was the case in the 1960s for e.g. when Kennedy lowered the top marginal tax rate. For another: from a macro perspective one can well argue that lower tax rates at the top marginal rates are more stimulative to the economy than an equal % cut at the lower levels. Why? Due to behavior (tax shelters and investment potential). I'm not a registered Republican so when I weigh in on this it's purely from my macro perspective, not the ideological on this issue. I can PM you a decent review of some tax issues in an op ed. One last point: the Labor govt (in many ways left of the Dems' platform here) in Australia did the following: (1) removed fully the dividend tax ("double taxation") (2) lowered the top marginal rates (3) lowered corporate tax rates (4) no estate taxes (5) lowered cap gains' tax And the Aussie economy boomed and govt runs a surplus. The conservative govt inherited this mandate - and my nephew is now highly involved in the new Treasury Dept.'s policy there (recently back to Labor rule), is a Labor party voter, and he says they are not considering repealing (1) - (5). As far as the "bill coming due" goes: As long as we have open markets, discrete property rights, democratic processes, and foreigners can earn a RoC > their CoC, then they will have no problems w/ meeting our capital requirements. It makes too much sense to them. Whether we *want* to sell our assets or take on more debt is another matter... for we do have to pay them their RoC.
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Just thinking of something not so witty ///M3 E92 '09 Jerez Black | 6MT | Ext Fox Red | Tech | Prem | 19s |Heated Seats | iPod |Smartphone | Euro Deliv June 09 Sold: 540iT / 530i / 323i Last edited by Voltigeur; 02-09-2008 at 10:59 PM.. |
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02-09-2008, 05:12 PM | #159 |
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I'd laugh my butt off at all the liars if that were the case...that's pretty rarefied air as annual incomes for single earners go. Point taken though; everyone's a big baller on a sports car internet forum.
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02-09-2008, 07:58 PM | #160 |
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Just thinking of something not so witty ///M3 E92 '09 Jerez Black | 6MT | Ext Fox Red | Tech | Prem | 19s |Heated Seats | iPod |Smartphone | Euro Deliv June 09 Sold: 540iT / 530i / 323i |
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02-10-2008, 12:10 AM | #161 |
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02-10-2008, 01:25 PM | #162 |
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Have you heard of the term having no debt? Translation: not paying interest to someone who is already a lot richer than you and getting richer off you by the minute as you continue to sinker deeper into debt. In addition, have you heard about this term: Delayed gratification or actually saving money and not buying something until you can afford it, translation: being in the position to make your purchases with green backs and thus actually owning what you purchase rather than your lender owning it and you paying interest on something they own.
So to answer you question, it is not how much money you make, but what you do with the money you make, translation: purchasing an M3 no matter your financial position is a poor financial move. It means you pay higher taxes including an enjoyable gas guzzler tax that even gas sucking SUV owners do not have to pay and best of all, your investment is guaranteed to lose a small boat load of money every single year you own it. So Jtown is it reasonable for someone as "rich" as you to purchase an M3? |
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02-10-2008, 01:28 PM | #163 |
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02-10-2008, 01:42 PM | #164 |
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wow. i was hoping this thread would help people see where they stand when making their decision to buy/lease the car. some people make the value judgment that a 60k+ car is a good choice while living at home. others are in their 30s, 40s, 50s and have been working hard to justify buying this car. i do admit, my statement wasn't accurate when i said there were plenty of jobs out of school, and i did mean grad school, that paid 150k+. i guess it's a problem of being around peers and that environment. by no means is it easy to come out of any professional school and find a job that pays that well, but my point is that it does happen, and it does happen with some regularity for those that are in the right position/school. i don't take offense to people who are/were skeptical because, let's face it, there are always going to be trolls. but, i had hoped that this poll would give me some information as to where the majority of m3 owners were in terms of income. personally, i didn't want to make a stupid financial decision of buying a car that i could not afford, and having never earned a salary that high before, i had no references to measure my decision by.
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02-10-2008, 02:46 PM | #165 | |
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in our business, you can not even put 'engineer' on your business card until you are licensed...period...you can not make decisions without the direct supervision and concurrence of the engineer in 'responsible charge'...period I will not jepordize my emplyees livelyhoods by violating law or the binding code of ethics...or 'trusting' someone that isn't a PROVEN quantity... re: trust it's earned, were you ever in the Military? until I work with someone, I will not trust them...I don't KNOW them... family members fuk each other over all the time...a stranger of the street? come on by turning the internet off, we are helping them, some folks have a problem with it, and this allows them to focus on work and suceed... it's our policy they sign an agreement and we have more applicants than openings a very low turnover 1/2 the company >25 years... fyi: http://www.ncees.org/exams/professional/ all the licensed disciplines...get licensed! • PE Agricultural • PE Architectural • PE Chemical • PE Civil • PE Control Systems • PE Electrical and Computer • PE Environmental • PE Fire Protection • PE Industrial • PE Manufacturing (This exam is not being offered after October 2003.) • PE Mechanical • PE Metallurgical and Materials • PE Mining and Mineral • PE Naval Architecture and Marine Engineering • PE Nuclear • PE Petroleum • PE Structural I • PE Structural II • PS Land Surveyor I'm licensed in 3 elec mech control systems |
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02-10-2008, 03:10 PM | #166 | |
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I know a couple of things:
I don't have the answer, you don't, and apparently no one does! it's a class divisive issue, not good for our Country, we need to focus on the external issues, not engage in internal bickerin...we are in a holding pattern... as far as the rate for the top say 5%, it has gone up... but I would venture their income to avg earned ratio has gone up a lot more... since the bottom 50% or so pay like 10% of the taxes (the bottom 30-35% pay none, they are too poor to pay taxes!, that's messed up) that means the upper 50% must pay 90%, simple math...and the % will climb with earnings...doesn't every country in the world do this with their income tax? makes me think there may not be a 'better' way...some countries base speeding fines on earnings... so unless we whack the budget big time: 10% interst on the debt (try getting that at a bank ) 20 healthcare, and growing 20 SS, and growing 30 defense 20 EVERYTHING else plus we are running a deficit...15% of the budget itself! I was raised by depression era immigrants, without a HS education, and they died wealthy AND happy...simple rule, if you can't afford it, learn to tell YOURSELF no... Quote:
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02-10-2008, 03:55 PM | #167 | ||||
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02-10-2008, 04:51 PM | #168 | |
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most of my collegues were PE's, except for the jr guys... I did validation (FDA) of many large facilities: Groton Pfizer Imclone, both pilot and production plants Cardinal Health, FL, NJ, PA Bayer at least 20 of them, maybe more you name it...all the leaders were PE's it was an example...people seem to learn it faster in the military since the stakes are so much high...I'll take that as a NO, or you'ld know of what I speak (as I do ) you know why bosses wear neckties? to keep the foreskin from falling down dood, who do work for...I want to make sure I don't take those pills |
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02-10-2008, 07:38 PM | #169 |
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I agree which is why I won't continue any macro policy debates on this thread.
Bottom line: buy the car if each individual -- no matter the income -- can make the numbers work
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Just thinking of something not so witty ///M3 E92 '09 Jerez Black | 6MT | Ext Fox Red | Tech | Prem | 19s |Heated Seats | iPod |Smartphone | Euro Deliv June 09 Sold: 540iT / 530i / 323i Last edited by Voltigeur; 02-10-2008 at 10:52 PM.. |
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02-10-2008, 08:51 PM | #171 | |||
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02-10-2008, 09:01 PM | #172 |
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02-10-2008, 10:29 PM | #173 |
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This thread has gotten too far OT. Not saying it's useless, just to those who want to discuss M3s.
Please get back on topic or shut up.
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02-10-2008, 11:52 PM | #174 |
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Agreed, however I have a problem with mine not being a last one.
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02-11-2008, 10:59 AM | #175 | |
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02-11-2008, 12:26 PM | #176 | |
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are you saying I can't contribute? I must ask for permission? from whom? you? without solicitation, , are ANY posts here 'solicited'? I'm not sure you are the arbitator of what can, and can't be posted... this is an open forum, and the moderators will dictate the boundries... |
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