Can I really afford a BMW?

fecurtis · 08-23-2016, 03:38 PM

Quote:

Originally Posted by Questofthetune

Clarkson was why I wrote what I did. I miss them. 1982FKL another good one.

Lol that one almost killed them.

jtodd_fl · 08-23-2016, 03:41 PM

Quote:

Originally Posted by fecurtis

Quote:

Originally Posted by Questofthetune

Polands nice this time of year just look out for the blitzkrieg- things get pretty dicey

Relevant:

Most trips from Berlin to Warsaw in a tank end pretty inauspiciously.

jtodd_fl · 08-23-2016, 03:43 PM

.

David70 · 08-23-2016, 03:57 PM

Quote:

Originally Posted by Jaghave

Retirement depends if you wish to stop working at some point. I can't see myself ever not working so retirement fund is not on my priority list

I plan to "retire" before I turn 55 (46 now), which in reality will mean I have a job that I may take, may keep the one I have, may work part time, may quit to go on a month long vacation or quit because I don't like it anymore or want to try something new. Mainly I save a lot of money so I have a lot of options to do what I want later. Doesn't mean I don't do what I want now but I think the pay now or pay later, with compounding makes the "pay" early in life a lot easier than later.

My wife and I went on a vacation in Argentina for 10 days and many were there for 2-3 weeks or even a month or more. With my current line of work, and most good paying jobs this will never happen or at least very infrequently so I look forward to getting to the point where I just decide to go and if it means quitting my job I am fine with it.

Based on my goals I don't see myself ever buying a new M.

csu87 · 08-23-2016, 03:59 PM

Quote:

Originally Posted by jtodd_fl

.

still more environmentally friendly than VDub

csu87 · 08-23-2016, 04:00 PM

OP tis better to die in an M than to die in retirement - Socrates

jgoens · 08-23-2016, 04:38 PM

Quote:

Originally Posted by fecurtis

We decided he should spend half of it on hookers and blow and bet the other half on black.

Well, that's what I did when I was his age and I ended up pretty good. But..will end up better by not doing that.

UncleWede · 08-23-2016, 04:39 PM

Quote:

Originally Posted by Flying Ace

you're late to the game, smart money has moved to subleasing/airbnb sheds.

squatting (at least on Sharks' land) means zero expenses, not even on entertainment. Drunks come out, drop alcohol when running away, and can't really provide any deterrent from maintaining residency.

Questofthetune · 08-23-2016, 04:47 PM

Quote:

Originally Posted by jgoens

Well, that's what I did when I was his age and I ended up pretty good. But..will end up better by not doing that.

It would still be a better return on investment then say, Enron stocks.

Silent_308 · 08-23-2016, 04:58 PM

Well, at you age I'd put 8-10k on my stocks, then use $750 to start a business, afterwards purchase the vehicle under your biz name. Claim the payments in your biz expenses..order the vehicle and have it shipped to a state where there's no taxes.. Just saying there's ways to beat the system...👌🏻

Questofthetune · 08-23-2016, 05:01 PM

Quote:

Originally Posted by csu87

OP tis better to die in an M than to die in retirement - Socrates

Somethings not right here... Oh! Yeah.. Retirement didn't exist in Socrates's time. Silly.

csu87 · 08-23-2016, 05:34 PM

Quote:

Originally Posted by Questofthetune

Somethings not right here... Oh! Yeah.. Retirement didn't exist in Socrates's time. Silly.

cause they died in their Ms, duh.

brandoningram14 · 08-23-2016, 05:39 PM

Quote:

Originally Posted by Silent_308

Well, at you age I'd put 8-10k on my stocks, then use $750 to start a business, afterwards purchase the vehicle under your biz name. Claim the payments in your biz expenses..order the vehicle and have it shipped to a state where there's no taxes.. Just saying there's ways to beat the system...👌🏻

Don't I need a drivers license from that state and then register it under that state

F87LUV · 08-23-2016, 10:16 PM

So glad I got the cheap/fake M, M2! My mind must subconsciously know how to be thrifty when it comes to picking a car.

RJ_ · 08-24-2016, 09:32 AM

Quote:

Originally Posted by Silent_308

Well, at you age I'd put 8-10k on my stocks, then use $750 to start a business, afterwards purchase the vehicle under your biz name. Claim the payments in your biz expenses..order the vehicle and have it shipped to a state where there's no taxes.. Just saying there's ways to beat the system...👌🏻

This forum always delivers.

Joekerr · 08-24-2016, 09:36 AM

Quote:

Originally Posted by F87LUV

So glad I got the cheap/fake M, M2! My mind must subconsciously know how to be thrifty when it comes to picking a car.

Frankly, you shouldn't even really call it anything other than what it really is - a 2 series. Poser.

ASAP · 08-24-2016, 09:42 AM

lol @ financial advice thread on this forum

BayMoWe335 · 08-24-2016, 11:56 AM

No, you aren't even close.

aris21 · 08-24-2016, 11:57 AM

Lease it. This way it's a short term commitment.

David70 · 08-24-2016, 02:17 PM

Quote:

Originally Posted by aris21

Lease it. This way it's a short term commitment.

Do a good job of buying used and no commitment, essentially get all or close to all you have in it even if you decide a month in you don't want it. I see the lease as one of the hardest vehicles to change your mind on.

Kong Sheng Han · 08-24-2016, 05:34 PM

Buy E46 and wait a few years before getting F80. When you get F80, turn E46 into a dedicated race car.

brandoningram14 · 08-24-2016, 08:27 PM

Quote:

Originally Posted by Kong Sheng Han

Buy E46 and wait a few years before getting F80. When you get F80, turn E46 into a dedicated race car.

I'm considering this path

Any reason E46 over E92 or STI?

08-23-2016, 03:43 PM	#267
jtodd_fl 2nd Asst to Dept Undersecretary 6709 Rep 1,298 Posts Drives: People crazy Join Date: Sep 2013 Location: Florida iTrader: (0) Garage List 2015 F82 M4 [9.00] 2016 F87 M2 [0.00] 2011 E92 M3 [0.00]	. Attached Images __________________ This space for rent.
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08-23-2016, 04:00 PM	#270
csu87 Banned 2131 Rep 3,553 Posts Drives: 09 335xi Join Date: Nov 2013 Location: Northern Colorado iTrader: (0)	OP tis better to die in an M than to die in retirement - Socrates
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08-23-2016, 04:58 PM	#274
Silent_308 Knees in the Breeze 6 Rep 22 Posts Drives: 2011 F10 Join Date: Oct 2012 Location: MD iTrader: (0)	Well, at you age I'd put 8-10k on my stocks, then use $750 to start a business, afterwards purchase the vehicle under your biz name. Claim the payments in your biz expenses..order the vehicle and have it shipped to a state where there's no taxes.. Just saying there's ways to beat the system...👌🏻
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08-23-2016, 10:16 PM	#278
F87LUV Lieutenant General 3974 Rep 15,132 Posts Drives: '16 M2, '23 GT4 Join Date: May 2007 Location: NJ iTrader: (4) Garage List 2025 BMW Z4 M40i [10.00] 2016 BMW M2 [8.93]	So glad I got the cheap/fake M, M2! My mind must subconsciously know how to be thrifty when it comes to picking a car. __________________ IG: Trackinheels
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08-24-2016, 09:42 AM	#281
ASAP Major General 11022 Rep 9,149 Posts Drives: '23 X3 M40i Join Date: Sep 2012 Location: FL iTrader: (0)	lol @ financial advice thread on this forum
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08-24-2016, 11:56 AM	#282
BayMoWe335 Colonel 1219 Rep 2,132 Posts Drives: 2010 E92 335i 6MT Join Date: Aug 2009 Location: US iTrader: (0)	No, you aren't even close.
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08-24-2016, 11:57 AM	#283
aris21 Private First Class 36 Rep 175 Posts Drives: 2011 M3 E92 Join Date: May 2015 Location: San Francisco, CA iTrader: (1)	Lease it. This way it's a short term commitment.
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08-24-2016, 05:34 PM	#285
Kong Sheng Han Banned 309 Rep 1,140 Posts Drives: Something something racecar Join Date: Feb 2013 Location: Austin, Texas iTrader: (2) Garage List 2011 BMW 328i [0.00] 2001 BMW M3 [0.00]	Buy E46 and wait a few years before getting F80. When you get F80, turn E46 into a dedicated race car.
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