Quote:
Originally Posted by Torgus
Just repaint. Cheaper than PPF. I can't imagine throwing 5-10k at a car to not improve it's performance just to have a thin coat of plastic all over it. If you can afford a nice bmw you can afford to have it cleaned regularly and take care of the paint like 99% of the people do with their cars on the road.
Cars exteriors are made of metal and plastic with the specific purpose of being painted and being repaintable.
Example: You get in a fender bender with a good scratch for instance on your front bumper. Not enough to replace, just need a fresh coat of paint. Now you have to remove the PPF, repaint, then buy new PPF and then reinstall the PPF. Likely having to go to another shop for the PPF work. More down time not having your car, more time you are paying for a rental, etc.
I am 90% sure most Insurance companies are not going to pay because you decided to put PPF on your bumper. Their job is to pay to get it back into like new condition. Like new is not body panels covered with a PPF aftermarket coating on it you added after you bought the car. Maybe if it was done when you bought the car and you explicitly told your insurance company that you added 5-50k of PPF and you want to be covered for the PPF. But then your monthly payment should go up as the insurance company is now insuring an asset with 5-10k added to it.
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Lol you obviously don't know how OCD works. Someone like me who even hates a spec of dust on their car, am I supposed to get it repainted as soon as there is a chip? Obviously not and then you gotta live with the car with one or several chips until it's 'bad enough' to justify the whole thing being painted. I think a lot of disconnect is likely based on the locations - if any of the people that are against PPF were to come and see our roads in winter and what sort of gravel is put for traction in snow purposes I don't think anyone would be disagreeing that PPF is a must-have.
Also, the prices you are stating are extortionate. I don't pay anywhere near 5-10K for the whole thing though yes the going rate is around 4KCDN in my area for a full PPF. In my case I wanted to change the look of the paint from gloss to satin so I went with stealth film and it was multi-use for me in terms of protection of the paint and then change of the look of the vehicle as well ease of clean in the future.
Lot of the points been covered already, but insurance will replace your PPF after a collision if they are paying for the body part replacement. At least my insurance company has in the past and you don't 'lose' that money and 9 out of 10 times any decent shop where your vehicle is being repaired, will also do the PPF job.