Quote:
Originally Posted by NSXR
They needed to be in the "modified" category, and that's what was driving the premium up. From an online quote to reality was double the price.
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When I did a resto-mod '55 pickup (25 yrs ago) my collector car insurance company wouldn't quote it. Called Grundy, got a quote for it and a lower price for my other old cars. Today I have my '08 BMW Z4 and 5 old cars with Grundy. Haven't had a claim, but a friend has. Their adjuster was top notch and handled the claim much to his satisfaction.
From their website...
https://www.grundy.com/classic-cars/:
What Types Of Cars Do You Cover?
Grundy insures most types of vehicles 25 years old and older. We also insure modern muscle cars and exotics of all years. Not only that, we insure modified vehicles with higher performance engines, suspensions, and modified bodies. We understand custom vehicle valuations very well, and in fact Grundy is the largest insurer of hot rods in the USA!
How Can I Use My Car?
Grundy wants you to enjoy your car, not keep track of mileage like some programs with limitations. Therefore, we give you unlimited miles for pleasure driving and in collector car-oriented activities. It is even OK if occasionally you drive your collector car to work to show it off to friends. However, your collector car must not be used as a daily driver. We require you and all licensed drivers in your household to have a modern car for everyday use.
When you have your car at home, it must be kept in an enclosed, secure garage when not in use. If you are away from home on extended outings your car is fully protected if you must park it outside, for example in a hotel parking lot. Grundy coverage includes Trip Interruption that reimburses you for hotel and repair costs in the event of a breakdown, and we also reimburse you for towing and labor charges up to $250. You can count on Grundy as you cruise.