Quote:
Originally Posted by NSXR
I have 2 toy cars, both worth about $90K in my eyes, so $180K, and the Hagerty premium was insane. One I drive about 1,500 miles a year, the other about 400 miles a year.
They needed to be in the "modified" category, and that's what was driving the premium up. From an online quote to reality was double the price.
ACV is wholesale. That's not insurance at all, and should never be used for a car worth anything.
|
I highly recommend you call them and if you can engage with some brokers who can help you. I use this too, and it's basically the only way to get some things insured correctly. The online quotes are usually worthless.