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Late to this party but here are my thoughts about this:
If your not on a constrained budget, just get it. I’ve been waiting for a Porsche Taycan allocation for a year now, and that is an expensive car. The full ADAS stack is ridiculously small compared to the full purchase price with healthy optioning, something like 2%. It’s a higher on the BMWs, but not hugely. An old dealer trick is to tell you to buy options just to keep your resale value up, which of course is pseudo-slimeball, but in this case I agree with it. Purchasing the full ADAS stack for a car outright (not subscription if it can be avoided) does help with resale (not the price you get, but the appeal of your car vs. others for sale in the same market).
Also, in this day and age, my opinion is to just get whatever ADAS is available. I just drove several hours each way for a business call using my M5 which has no ADAS other than traditional speed-control cruise control (the no less than 7 radiators crammed into the front bumper area obviate the placement of a forward facing radar!). It was great, the mountain pass sectins were blistering fast, and I got rid of the slowpokes in the first 2 minutes and was unconstrained. There was 30 minutes of canyon carving which was also very nice But once on the highway there was an hour of stop-and-go with single digit speeds one way, and boring straight valley runs for 30 or more minutes even at unconstrained speeds. I so wished for active cruise control and lane centering. The point of this story is that yes, on a single drive, you can encounter both sporty hand-on blissful driving in a “driver’s car”, and crappy bad traffic or uninteresting sections of road that bring little pleasure but just add to the trip fatigue.
Moral: get the ADAS features because even for a “driver” in a “driver’s car”, there’s always a time and a place for letting the car take over some of the pilot workload.
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