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APR
[QUOTE=AiredaleDad;31388557]I think it has to do with when the loan is executed. For you guys int he states, if you are using BMW financing the loan is executed when you sign for your car to pick it up. If another bank then it is executed when they deposit the check or whatever. So you just have to wait. For me, the loan was executed the minute I had the bank wire the Loan + Savings money to BMW AG to pay for the car. (Payment in full required within 10 days of them issuing the VIN.) So I still have to make payments on the loan even though the car is not built yet. However, the warranty period does not start until the car is delivered to me.[/QUOTE
I told my dealer to order the car at the end of April. There was a low APR then. They didn't put the order in until mid-May because of allotment and my lease wasn't up until mid-July. What they said to me is we will use the lowest APR rate between when you ordered the car and when it's delivered. I lease so I don't know if that has a bearing on it and this will be the 8th car I've bought/leased from them. I would try and hold the dealer to the rate that is lowest between when it was supposed to be delivered and when it is. This is not your fault it is theirs.
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