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Most insurance companies use LKQ (like kind and quality) or used parts. You are free to pay the difference in cost if you want OEM parts. As pointed out by 08njSTEP, if you take your vehicle to a high-end certified BMW shop your odds are better to get OEM parts. Repairs may take longer as your shop argues with the insurance co appraiser, but in the end the shop will not roll over as easy as your everyday shops.
I was not aware of any carriers that gave you the option to pay extra premium to guarantee OEM parts. $30 a year is not bad for that. m3m3mr, do you have a copy of the endorsement for that coverage? Curious to read what it says.
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