Quote:
Originally Posted by KingOfJericho
My one piece of advice is to ALWAYS pay with a credit card and NEVER with a debit card.
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This is what I tell people all the time as well. The funny thing is, it has led to numerous conversations where people have told me credit cards are evil and they will never use one, or they can't control their spending compared to a debit card. It absolutely baffles me why some people refuse to use credit cards to take advantage of their protections and many other benefits. I also don't get why people would spend uncontrollably with one either. Just treat it like a debit card with your usual bills and purchases and pay it in full each month. It's certainly not rocket science, but maybe it is a willpower thing?