[RickFLM4]

While on the topic of credit card fraud and identity theft the other thing I did on someone's recommendation and that I recommend to others is a credit freeze with each of the three credit bureaus. Once frozen no one can pull your credit report so it makes it nearly impossible to get credit in your name, even if they have your personal info. Yes, it costs $10 / credit bureau to unfreeze when you want to apply for credit yourself, but I don't apply for credit often so it's worth it IMO.