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I had a Sears card (when they transitioned from in-house to Visa/MC) that I received and didn't even activate (went into my safe) used in Australia for over 2K. Go figure that out, when you supposedly need to call from your land line or phone number on record to activate the card.
Most CC numbers are stolen from data centers via security breaches then used online (AFAIK).
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BMW-less
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